Commercial Insurance 101 in Central Florida

If you are a Florida business owner, it’s very important to match the insurance you carry to the type of business you keep. Doing this can save you time and money down the road. Commercial car or auto insurance can be especially important, so if you’re not sure what kind of commercial car or auto coverage you need, you may want to talk with an independent agent like Nichols Insurance Group who specializes in that particular area of insurance. Independent agents like Nichols Insurance Group work with you to put together an insurance package that provides the protection that’s right for your business. “Anyone who owns a business with a commercial automobile needs to have coverage that is appropriate for the industry and the size of the business,” says Brett Stalnaker of The Progressive Group of Insurance Companies. “An independent agent who specializes in commercial car and auto coverage can provide business owners with the kind of insurance advice they need to make the right choice.”

Here are some tips to help you find a commercial auto insurance agent in Central Florida:

• Get objective advice. There are different types of insurance agents in Lakeland Florida. A captive agent represents only one insurance company. Independent agents like Nichols Insurance Group represent a number of different insurance companies. Independent agents are more flexible, because they can offer coverage options from various companies, increasing your odds of getting the combination of cover-ages, price and service that fits your business needs.

• Visit the Web site of a larger insurance company. Web sites such as driveinsurance.com can provide you with coverage option information and a way to find an agent in your neighborhood.

• Seek referrals. These can come from professional organizations or other contacts such as other business owners in Lakeland Florida. Odds are, other business owners in your industry can recommend an agent that they’ve worked with. One size doesn’t fit all when it comes to business-related insurance. A business that you start in the dining room or garage with just one vehicle can grow to the point where several vehicles are added and you move to commercial property. As your business evolves, your protection needs will most likely change, too. Be sure to check in with your agent periodically to reassess your commercial auto policy. To learn more or to start your search for a commercial auto agent, visit progressiveagent.com. Did You Know? According to Brett Stalnaker of The Progressive Group of Insurance Companies, businesses with commercial automobiles need the right type of insurance. An independent agent specializing in commercial auto coverage can help. To learn more or to start your search for a commercial auto agent, visit progressiveagent.com.